Travel Insurance or Visitor Insurance also known as Overseas Medical Insurance can cover your Medical Expenses such as for ACL treatment, hip joint replacement etc which is very much expensive, or Personal Accident, Trip Delay, Loss of Passport and many more risks while you travel abroad.
Traveling internationally can be expensive. If you become sick or injured while on your trip, international medical costs can be equally pricey. In regions such as Europe, Africa and parts of Asia they can be quite shocking. It's therefore important to obtain the maximum amount of affordable insurance coverage for medical expenses on ACL treatment/any treatment when traveling abroad.

Any good Medical travel insurance plan should cover medical expenses for your treatment and surgeries, expenses regarding travel delays, emergency returns, protection from theft of cash or other personal belongings and compensation for any baggage delay.

Some of the medical insurance scheme, which falls under two categories, is:

The first is medical travel insurance that provides emergency medical coverage

The second is international major medical travel insurance which covers both emergency and non-emergency incidents.